To get a proper Gothic vibe requires a bit more risk and darkness than the standard Old School Hack system provides. I want old salty pirates with limbs missing, I want characters with scars who can tell their stories, I want blood magic and flesh prices.
So there’s a 10% chance of being crippled if you run out of Wounds. Don’t be a crybaby.
(Also, you can take a talent to help overcome each of the various injuries you can sustain–so your character should still be quite playable.)